Form 5500 Filing Requirements: Schedules, Exemptions, and Audit Requirements
Which schedules attach to a Form 5500, who is exempt from filing it, what Form 8955-SSA covers, and what decides whether a plan needs an independent audit.
Retirement Plan TPA: What a 401(k) Third-Party Administrator Does and How to Choose One
What a 401(k) third-party administrator does, how a TPA works with the recordkeeper and payroll provider, what stays with the employer and what the DOL suggests asking a provider.
IRS and DOL Letters About Your Retirement Plan: What Each Notice Means
A CP403, CP406 or CP283 is not necessarily an audit. Here is what each IRS and DOL retirement plan notice means, how the Form 5500 notice timeline runs and which relief stays open.
How to Exit a ROBS Plan: The Four Routes Out, and What Each One Requires
A ROBS plan holds stock in your company. Exiting means selling the business, redeeming the stock, distributing it in kind, or terminating the plan. Each route turns on a valuation.
What Is an ERISA Fidelity Bond? Requirements, Coverage Amounts, and Exemptions
ERISA section 412 requires anyone who handles plan funds to be bonded. What the bond covers, who has to have one, how the coverage amount is calculated, which plans are exempt, and where it appears on the Form 5500.
Cannabis Retirement Plan Administration: Compliance, Recordkeeping and 401(k) Support
Setting up a cannabis 401(k) takes a week. Running it takes every payroll, every quarter, and every January. Here is what that involves.
Retirement Plan Deadlines: When RMDs, Contributions, and the Form 5500 Are Due
Required minimum distributions are due December 31, and April 1 applies only to the first one. The Form 5500 is due July 31. Here is the full calendar, and what happens when a date is missed.
How to Search Form 5500 Filings by Company Name
How to find any company’s Form 5500 in the EFAST2 database for free, read what it reveals, and why some won’t show up.
Received an IRS or DOL Retirement Plan Notice? What It Means and How to Fix It
Getting an Internal Revenue Service (IRS) or Department of Labor (DOL) notice about your retirement plan can feel overwhelming. This is not the time …
Everything You Need To Know About Form 5500
Form 5500 season is upon us, which means many businesses are scrambling to determine their filing deadline and figure out what information needs to …