Using your retirement funds to start or grow your business.
HOW IT WORKS
ESTABLISH
Working with an experienced ROBS Provider, you will establish a new C-Corporation with a new retirement plan that contains unique language allowing participants to invest retirement savings into the private stock of a company.
ROLLOVER
Your ROBS Provider will work with a retirement plan administrator, like Leading Retirement Solutions, to adopt and transfer your retirement savings into the retirement plan sponsored by the C-Corporation.
INVEST
You will then invest your funds in the C-Corporation, allowing those funds to become available as the operating capital needed for another startup financing option available to your business venture.
QES Pooled Employer Plan (PEP)
QES Pooled Employer Plan (PEP)
An Innovative Solution for ROBS Entrepreneurs
Have you participated in the Rollovers as Business Start-Ups (ROBS) strategy?
The ROBS strategy isn’t just for funding your business—it can also help you access tax credits, maximize retirement savings, and support employee enrollment and investments. The QES Pooled Employer Plan (PEP) offers ROBS entrepreneurs a cost-effective, streamlined retirement plan solution.
The QES PEP can be more cost-effective, with a lower per-employee cost than other plans. Once you join the QES PEP, we will handle all aspects of plan administration, including:
Plan Design & Plan Recordkeeping
Access to Traditional & Non-Traditional Investments
Enrollment, Payroll & Contribution Solutions
IRS & DOL Support
Correction services
Exit Strategies & Plan Terminations
What is a Pooled Employer Plan?
A PEP is a retirement plan for businesses that typically have a common interest but are not commonly owned or affiliated. A PEP operates just like a traditional 401(k) retirement plan, including plan design flexibility, many types of contributions, company/employer support, employee & participant education, flexible investments, and more.
Trying to exit a ROBS plan?
Are you unsatisfied with your ROBS plan and trying to figure out an exit strategy? LRS can help you get rid of the stress while keeping all of the benefits.
ROBS PLANS
For business owners and entrepreneurs operating in traditionally underserved industries, finding viable sources of capital to either start or grow a business can be a difficult task. The ROBS strategy for business financing is a funding vehicle that allows business owners to bypass the traditional bank loan process.
Implementing the ROBS strategy allows entrepreneurs to fund their business ventures through retirement monies without incurring hefty tax penalties. While taxes are inevitable, using tax shelters like the ROBS strategy can help reduce and legally avoid expenses while funding your business venture.
The ROBS transaction is a complex process that should be implemented by qualified professionals. Our team of retirement plan veterans have the knowledge and experience necessary to administer such a plan while making sure you remain compliant with all government regulations.
Get started today! Expand your business and make your dreams a reality.
For business owners and entrepreneurs operating in traditionally underserved industries, finding viable sources of capital to either start or grow a business can be a difficult task. The ROBS strategy for business financing is a funding vehicle that allows business owners to bypass the traditional bank loan process.
Implementing the ROBS strategy allows entrepreneurs to fund their business ventures through retirement monies without incurring hefty tax penalties. While taxes are inevitable, using tax shelters like the ROBS strategy can help reduce and legally avoid expenses while funding your business venture.
The ROBS transaction is a complex process that should be implemented by qualified professionals. Our team of retirement plan veterans have the knowledge and experience necessary to administer such a plan while making sure you remain compliant with all government regulations.
Get started today! Expand your business and make your dreams a reality.
We will design and administer your new retirement plan that has engaged the ROBS strategy, making sure you stay compliant with all government regulations.
Tax Savings
Our experts use proven strategies to help reduce your tax burden and increase savings. If a ROBS plan isn’t the best fit, or your current setup needs correction, we’re here to help.
Exiting A ROBS Plan
If you are currently in the midst of a ROBS nightmare, we can help clean up the mess and guide you through the exit process.
Have a ROBS Transaction That Needs Fixing?
ROBS transactions often require a specific type of recordkeeping support, annual asset valuations and IRS reporting.
If you have already purchased or engaged in a ROBS transaction, we can identify and correct any fiduciary and/or plan violations you may have. Don’t wait for the IRS to come to you. Let us help you get compliant today.
You Hired Employees Now What?
Did you know that the IRS and DOL have regulations that require you to offer a retirement plan to your employees when they become eligible?
Failure to do so in a timely manner will result in a Plan violation requiring your company to pay significant penalties, taxes, as well as other costly and time consuming filings with the IRS and DOL.
Don’t worry. We will help you offer the plan to your employees, along with adding traditional investment options, providing enrollment kits, preparing participant notices, and so much more.
How Do I Learn More?
Upon request, our team of experienced retirement plan professionals will walk you through the QES PEP.
We will analyze your situation and walk you through the plan design, responsibility breakdown, and pricing for your QES PEP option.
