2026 IRS Contribution Limits for 401(k), IRA, SEP and SIMPLE Plans
The 2026 IRS retirement plan contribution limits, each shown alongside the 2025 figure it replaced, plus what the Roth catch-up requirement changes for employers.
Roth catch-up
The 2026 IRS retirement plan contribution limits, each shown alongside the 2025 figure it replaced, plus what the Roth catch-up requirement changes for employers.