
State Mandated Retirement Plans: What is a Qualified Plan?
Most state programs exempt an employer that already sponsors a plan. Which plans count barely changes state to state. The step employers miss is telling the state they have one.

Most state programs exempt an employer that already sponsors a plan. Which plans count barely changes state to state. The step employers miss is telling the state they have one.

The 2026 IRS retirement plan contribution limits, each shown alongside the 2025 figure it replaced, plus what the Roth catch-up requirement changes for employers.