Retirement Plan Tax Credits and Deductions for Business Owners
The four federal tax credits for starting and running a retirement plan, how SECURE 2.0 changed them, and what a business can deduct.
Safe Harbor 401(k) Plans for Small Businesses: Rules, Formulas and Deadlines
Most 401(k) plans must pass annual testing, and when one fails the contributions cut back are usually the owner’s. A safe harbor design trades a contribution for exemption.
How to Exit a ROBS Plan: The Four Routes Out, and What Each One Requires
A ROBS plan holds stock in your company. Exiting means selling the business, redeeming the stock, distributing it in kind, or terminating the plan. Each route turns on a valuation.