
Safe Harbor 401(k) Plans for Small Businesses: Rules, Formulas and Deadlines
Most 401(k) plans must pass annual testing, and when one fails the contributions cut back are usually the owner’s. A safe harbor design trades a contribution for exemption.

Most 401(k) plans must pass annual testing, and when one fails the contributions cut back are usually the owner’s. A safe harbor design trades a contribution for exemption.

Setting up a cannabis 401(k) takes a week. Running it takes every payroll, every quarter, and every January. Here is what that involves.