LRS 
Defined Contribution Plan vs Defined Benefit Plan: Types and 2026 Limits
A defined contribution plan defines what goes in, not what comes out. The plan types, the 2026 limits, and how it compares with a defined benefit plan.
ROBS 401(k) Required Minimum Distributions: How an In-Kind Distribution of Company Stock Works
A ROBS 401(k) holds company stock with no market. Here are the three ways to satisfy a required minimum distribution.
How Does the ROBS Transaction Work?
A ROBS 401(k) lets retirement savings fund a business you own and run, with no tax and no early withdrawal penalty. Here is how it works, and what it requires every year.
Which States Have Mandatory Retirement Plans in 2026?
Ten states now require employers to offer a retirement plan, and four more are phasing in. Check your state’s deadline, threshold, and penalty in one place.
How to Search Form 5500 Filings by Company Name
How to find any company’s Form 5500 in the EFAST2 database for free, read what it reveals, and why some won’t show up.
Received an IRS or DOL Retirement Plan Notice? What It Means and How to Fix It
Getting an Internal Revenue Service (IRS) or Department of Labor (DOL) notice about your retirement plan can feel overwhelming. This is not the time …
The Impact of Schedule III on Cannabis 401(k)s: Reality vs Expectation
On this page The Question Cannabis Employers Are Asking Why Reclassification Does Not Open Plan Access for Adult-Use Operators Not All Plans, and Not …
Cannabis Industry Retirement Plans, Employee Eligibility, Access, Education & Company News, Retirement Plan Insights & Strategies, Support for Retirement Professionals
Key Workforce and Benefits Trends in the Cannabis Industry
Retirement plan adoption is accelerating across the cannabis industry, signaling a shift toward more mature benefit strategies and long-term workforce planning. Once rare, employer-sponsored …
Client Spotlight: Housing Works
Housing Works, a New York City-based nonprofit dedicated to housing, healthcare and advocacy to uplift low-income New Yorkers, formed three decades ago during the …
Client Spotlight: Embarc
Five years ago, the California-based cannabis company Embarc started at a kitchen table. Co-founders and married couple Dustin Moore and Lauren Carpenter opened their …