The Leading Cannabis 401(k)®

SOLUTIONS

The Leading Cannabis 401(k)®

The original Cannabis 401(k) provider—Proven, tired, and connected with a trusted network of partners.
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Cannabis Industry Trends Demand Retirement Plan Solutions:

With the U.S. cannabis market projected to reach $45.35 billion this year, business owners and employees deserve access to real retirement solutions.

In a competitive job market, offering a 401(k) plan helps attract top talent and retain valued employees. Yet many cannabis companies have struggled to provide this benefit due to limited support and access.

For nearly a decade, we’ve helped cannabis businesses stay compliant, reduce administrative burdens, and offer meaningful benefits to their teams. Our experienced team has supported companies of all sizes, ensuring continuity in retirement savings even after service provider ejections.

Let us help you create a retirement plan that strengthens your workforce and supports your growth.

Request A Proposal

The Leading Cannabis 401(k)® Process

DESIGN

We will design and set up a Leading Cannabis 401(k)® Plan that meets your company’s needs.

COMPLY

Our Leading Cannabis 401(k)® Plan accounts for Internal Revenue Code 280E and COGS adjustments.

FUND

Our Cannabis 401(k) Trustees accept your employee and company contributions.

ADVOCATE

Our legal team will advocate for your employee benefit rights.

Cannabis Resources

Cannabis Payroll Providers

Leading Retirement Solutions connects with a wide range of payroll and HRIS platforms, including cannabis-compatible providers, to make retirement plan management easier. We offer two integration types:

  • 180 Integration sends payroll data like employee contributions directly to your retirement plan, reducing manual work and improving accuracy.
  • 360 Integration enables automatic two-way data sharing between payroll and retirement systems, keeping everything updated in real time.

To explore additional cannabis-compatible providers we work with, visit our Payroll Partner Directory for the complete list.

Payroll Partner Directory

News, Updates, and More

Interested in staying informed about the cannabis retirement industry, Leading Retirement Solutions, and more? Visit our blog to explore the latest insights and updates.

Cannabis Blog

In Case Your Missed It

Explore our latest cannabis press releases to see why our Leading Cannabis 401(k)® is the ideal choice for cannabis businesses.

Cannabis Press Releases

An Innovative 401(k) Plan for the Cannabis Industry

Developed by a group of financial, legal, and retirement industry veterans who are already serving the cannabis industry with tax and employee benefits solutions.

Supported by a Team of Industry Professionals

A comprehensive retirement plan solution from design, to implementation, to administration and investment oversight. We ensure your Leading Cannabis 401(k)® Plan is in compliance and helps your employees grow their retirement savings.

Cannabis Retirement Plan Highlights

  • Available across the country.
  • Competitive service & pricing.
  • Access to traditional and nontraditional investments.
  • Cannabis approved financial institutions and service providers.
  • Company Contribution programs.
  • Employee and participant call center.
  • Payroll contribution Processing.

Providing Defined Benefit and Cash Balance Plans for the Cannabis Industry

As we continue to help cannabis companies with their retirement planning needs, we’re working to provide a more diverse array of long term savings options. Which is why we launched the Cannabis Cash Balance Plan; a trustee directed retirement plan solution for organizations operating in the cannabis industry.

By partnering with an approved retirement plan custodian this strategy supports Defined Benefit, Cash Balance, and other Trustee Directed Retirement Plans. With nationwide availability our newest solution overcomes the traditional barriers cannabis companies face when looking to implement a legal retirement plan.

Providing Defined Benefit and Cash Balance Plans for the Cannabis Industry

As we continue to help cannabis companies with their retirement planning needs, we’re working to provide a more diverse array of long term savings options. Which is why we launched the Cannabis Cash Balance Plan; a trustee directed retirement plan solution for organizations operating in the cannabis industry.

By partnering with an approved retirement plan custodian this strategy supports Defined Benefit, Cash Balance, and other Trustee Directed Retirement Plans. With nationwide availability our newest solution overcomes the traditional barriers cannabis companies face when looking to implement a legal retirement plan.

Our History

We’ve been supporting cannabis companies with their 401(k) plan needs since 2014. In early 2019, we partnered with several financial service and retirement plan professionals to craft The Leading Cannabis 401(k)® Plan, designed to overcome the traditional barriers cannabis companies face when establishing a 401(k) plan.

We’re committed to ensuring that companies across all industries have access to the retirement savings solutions and resources they need to support their employees in preparing for a financially secure retirement. That’s one of the reasons we continue working with cannabis businesses to provide the knowledge and tools the industry needs to fully leverage the legal opportunities available and realize its potential as a driving force in the U.S. economy.

News & Knowledge– Stay Informed, Stay Ahead

More from the blog

Tax Credits & Deductions Available for Cannabis Companies with a Retirement Plan

Federal tax credits and tax deductions are available to cannabis companies and organizations that adopt a 401(k) plan. Tax credits for starting a retirement plan are different from tax deductions for making ongoing company contributions to a plan.

In 2022, Congress passed the SECURE Act 2.0, marking the most comprehensive retirement legislation since 2019. Under SECURE 2.0, startup tax credits increased from 50 percent to 100 percent for employers with 50 or fewer employees. Additional credits are also available for defined benefit plans.

It’s important to understand that companies can claim both federal tax credits and tax deductions. A federal tax credit reduces your tax liability dollar for dollar, while a federal tax deduction reduces your taxable income—on which your tax liability is calculated. Because of this, tax credits are generally more valuable, offering a greater direct reduction in the amount owed to the federal government.

Tax Credits & Deductions Available for Cannabis Companies with a Retirement Plan

Federal tax credits and tax deductions are available to cannabis companies and organizations that adopt a 401(k) plan. Tax credits for starting a retirement plan are different from tax deductions for making ongoing company contributions to a plan.

In 2022, Congress passed the SECURE Act 2.0, marking the most comprehensive retirement legislation since 2019. Under SECURE 2.0, startup tax credits increased from 50 percent to 100 percent for employers with 50 or fewer employees. Additional credits are also available for defined benefit plans.

It’s important to understand that companies can claim both federal tax credits and tax deductions. A federal tax credit reduces your tax liability dollar for dollar, while a federal tax deduction reduces your taxable income—on which your tax liability is calculated. Because of this, tax credits are generally more valuable, offering a greater direct reduction in the amount owed to the federal government.