10 states and 2 cities have implemented retirement mandates. However, companies can choose between the state-administered program or a qualifying plan. What is deemed a qualified plan varies from state to state. This article provides in-depth information on qualifying plan requirements for states and cities with retirement plan mandates.

State mandated retirement plans are soon being implemented for several states. Several others are right behind. Implementation will take several years based on the amount of employees the company employs. 

While curbing the effects of inflation has a short-term negative effect on the stock market, not doing so would have serious consequences for the health of the dollar. This is a serious issue, and it is hard to predict how far and for how long this will damage the economy. As of now, keep in touch with the movement of the stock market, but more importantly, check in with a qualified financial advisor to ensure you position yourself with your best interests in mind. 

Using the IRS code to your advantage can allow you to deduct taxes on certain items, investments, and more. These four tax shelters can help you get started.

Every year businesses need to file Form 5500 to provide the IRS and DOL with information about the plan's operation and compliance with government regulations. Although it can seem complicated, the process doesn't need to be difficult. With the right resources, businesses can ensure their form is submitted properly and promptly.

Is it possible to take distributions from my retirement account before retirement age (59 ½) penalty-free?

Retirement affects your access to financial services, including loans. Here's what to look for when looking to get a loan during your retirement years.

ROBS plans allow individuals to start their business using funds from their retirement plan, but is it expensive?

The 2023 IRS contribution maximums for retirement plans have been announced.

If you received a letter about your company's retirement plan there are actions you can take to ensure the process is as smooth as possible. 

Traditional banks generally won’t work with cannabis companies because banks are federally-regulated and fear negative consequences. This causes a long list of hurdles for new and established cannabis companies, including all-cash business dealings that put employees in the way of armed robberies and the inability to offer retirement benefits that allow cannabis companies to compete in the employment market.

Colorado has joined the many other states that are offering an alternative for those who don’t have reliable retirement savings access.

There’s more to a 401(k) than mutual funds, stocks, and bonds. You can use your retirement funds to invest in real estate by participating in a nontraditional plan, taking out a retirement loan, or investing in real estate mutual funds and ETFs.

Pooled employer plans use new structuring to save employers money in onboarding and recurring costs. 

Cannabis businesses' lack of access to banking and retirement plans have taken a toll on both employers and employees. From less financial security, to complex tax liability, and less support for their employees. Here are the economic pains that cannabis companies face because of current legislation.

Delaware EARNS, the state-run retirement program, was signed into law on August 18th. It will serve as a retirement plan alternative to increase employee access to retirement plan savings.

The cannabis industry faces discrimination from federal institutions over bank accounts, loans, and retirement planning. Let's take a look at why this is and what can be done to change it.